Privacy Policy

Information We Collect

When you interact with our platform, we gather different types of information. Some you provide directly, others we collect automatically through your use of our services.

Information You Give Us

This includes anything you actively share:

• Contact details like your name, email address, phone number, and business address
• Account credentials and security preferences
• Financial data you upload for interpretation and analysis
• Payment information when you subscribe to our services
• Messages you send through our contact forms or support channels
• Feedback, survey responses, and other communications you choose to share

Information We Collect Automatically

Our systems log certain technical details to keep things running smoothly:

• IP addresses and general location data (city and province level)
• Browser type, device information, and operating system
• Pages you visit on our site and how long you stay
• Timestamps of your activity and interaction patterns
• Referral sources that brought you to savirmoravaria.world

How We Use Your Information

Everything we collect serves a specific purpose. Here's the breakdown:

We don't sell your data. Period. That's not our business model, and we think it's a lousy practice. Your financial information stays between you and us.

Data Sharing and Third Parties

Sometimes we need to share limited information with other organizations. But only when necessary, and always with contractual protections in place.

Service Providers

We work with companies that help us operate — cloud hosting providers, payment processors, email delivery services. These partners only access what they need to perform their specific tasks. They're contractually prohibited from using your data for their own purposes.

Legal Requirements

If Canadian law enforcement or regulatory bodies make a valid legal request, we may need to disclose information. We review every request carefully and only provide what's legally required. Where possible, we'll notify you unless prohibited by law.

Business Transfers

Should savirmoravaria be acquired or merge with another company, your information would transfer as part of that transaction. You'd be notified beforehand, and any new owner would need to honor the commitments in this policy.

Your Privacy Rights Under Canadian Law

PIPEDA gives you meaningful control over your personal information. These aren't just theoretical rights — we've built processes to make them practical.

Data Security Measures

Financial data requires serious protection. Here's what we've implemented:

• Encryption: All data transmissions use TLS 1.3 encryption. Stored data is encrypted at rest using AES-256 standards.
• Access Controls: Role-based permissions ensure team members only access information needed for their job functions.
• Regular Audits: Quarterly security reviews and annual third-party penetration testing identify potential vulnerabilities.
• Infrastructure: Data is hosted on Canadian servers with certified security providers that meet SOC 2 Type II standards.
• Monitoring: Automated systems detect suspicious activity patterns and alert our security team immediately.
• Employee Training: All staff complete privacy and security training annually, with additional sessions for those handling sensitive data.

No system is completely breach-proof — anyone claiming otherwise is lying. But we've built multiple defense layers and have incident response procedures ready if something goes wrong. You'd be notified promptly if a breach affected your data.

Data Retention Periods

We don't keep information longer than necessary. Different data types have different retention schedules:

• Active Account Data: Maintained as long as your account remains open and for 90 days after closure to accommodate potential reactivation requests.
• Financial Records: Kept for seven years following account closure to comply with Canadian tax and accounting regulations.
• Communication Records: Customer support conversations are retained for two years to help resolve recurring issues.
• Technical Logs: Server logs and usage analytics are kept for 18 months, then automatically purged.
• Marketing Data: If you've opted into communications, your preferences stay active until you unsubscribe.

After retention periods expire, data is permanently deleted from our systems and backups. You can request earlier deletion for most data types by contacting us directly.

International Data Considerations

Our primary operations are in Canada, and we store data on Canadian servers. However, some service providers we work with operate globally, which means your information might occasionally be processed in other countries.

When this happens, we ensure these providers meet Canadian privacy standards through contractual agreements. If you're outside Canada and using our services, understand that your data will be subject to Canadian privacy laws, which are generally considered strong by international standards.

For users in the European Union, Canadian privacy laws have been recognized as providing adequate protection under GDPR standards. Quebec residents benefit from additional protections under provincial Law 25, which took full effect in 2024.

Children's Privacy

savirmoravaria's services are designed for business and professional use. We don't knowingly collect information from individuals under 16 years of age. If we discover we've inadvertently gathered data from someone underage, we'll delete it immediately.

Parents or guardians who believe their child has provided us with personal information should contact us right away so we can address it.

Changes to This Policy

Privacy practices evolve as technology and regulations change. When we update this policy, we'll post the new version here with a revised effective date. Significant changes will trigger email notifications to active users at least 30 days before taking effect.

Continuing to use our services after changes take effect means you accept the updated terms. If you disagree with modifications, you can close your account before they become binding.

Questions and Complaints

Privacy concerns deserve prompt attention. If something about our data practices troubles you, or if you have questions this policy doesn't answer, we want to hear about it.